Avoiding Scams
If property is damaged from the storm, the Florida Attorney General’s Office offers these tips when hiring a contractor:
Insurance evaluation - Ensure repair work will be covered under your insurance policy. Have an insurance company evaluate damage before arranging repairs.
Estimates – Obtain at least three written, itemized estimates on bids or repairs
Bogus offers - Watch out for unsolicited offers or contractors claiming to perform repairs at a discount with leftover supplies from another job
Do your research – To check on a company’s reputation, look for references online or ask a friend. Also check to see if a company is properly licensed, insured, and if there are any consumer complaints filed against a licensed contractor at Florida Department of Business & Professional Regulation or by calling the Florida Attorney General’s Office at (866) 9NO-SCAM.
Bonded - Make sure a contractor is bonded and verified with a bonding agency
Read the fine print – Although it may be daunting, read the entire contract before signing to ensure it includes the required buyer’s right to cancel language. Understand penalties that may be imposed for cancellation.
Liens - Insist on releases of any liens that could be placed on the property from all subcontractors prior to making final payments. Homeowners may unknowingly have liens placed against their properties by suppliers or subcontractors who have not been paid by the contractor. If the contractor fails to pay them, the liens will remain on the title.
Deposits and final payment - Never pay the full amount of a repair expense upfront and be wary before providing large deposits. Do not sign a certificate of completion or make final payment until satisfied with the work performed.
Customers inquiring about individuals who claim to be County inspectors should be informed that County, City, State, and Federal employees will all wear logos for their organizations, as well as IDs.